Why Preparing for an Examination Under Oath (EUO) is Critical?

By Clint Scott | October 11, 2016

Preparing for an Examination Under Oath is probably the most important process, other than simply showing up. The lawyers that are hired have taken thousands and thousands of Examinations Under Oath over the years. They know what they’re looking for. They know what they’re asking – to create issues, so that your claim can potentially be denied. And so, preparing for the EUO is a process by which McWherter Scott & Bobbitt is able to sit down with the insured, and work through the issues in their claim, talk about those issues, and explain what exactly is being asked by the insurance company. Not understanding a question that is asked by the insurance company’s attorney is the most dangerous thing that can happen, because the response that you give, while truthful, may give the wiggle room the insurance company wants when they’re looking to deny your claim.

What is an Examination Under Oath?

When you sustain a loss and make a claim with your insurance company for damages, you might be asked to submit to an Examination Under Oath, or EUO. If you’re asked, you have to say “yes,” or you risk having the claim denied altogether.

While the EUO is supposed to be used as a vetting tool for “suspicious” claims, more and more policyholders are being asked to submit. That’s why it is critical that you sit down with an experienced Tennessee insurance dispute attorney and go through the process first. The questions you’ll be asked can be really specific, because insurers want to avoid paying claims whenever they can. Preparing for the EUO can help ensure that you are compensated for the loss you sustained.

McWherter Scott & Bobbitt fights on behalf of policyholders throughout the state. If you have been asked to submit to an Examination Under Oath, working with a skilled Tennessee insurance disputes attorney like Clint Scott, Brandon McWherter or Jonathan Bobbitt may be the difference between having your claim accepted or having it denied. To learn more about our services, or to schedule a consultation at one of our offices serving Nashville, Chattanooga, Jackson, Memphis or Knoxville, please call 731-664-1340 or fill out this contact form.

Posted in Insurance Disputes