Mississippi Insurance Dispute Lawyers Handling Vandalism Claims
Strong insurance claim advocacy for victims of vandalism in Mississippi
Vandalism is often described as the intentional destruction of real or personal property. If you have the appropriate insurance coverage, you deserve to be compensated for the damage caused to your property by acts of vandalism. At McWherter Scott & Bobbitt, our lawyers understand that vandalism is often quite damaging to your valuable property. If you have adequate insurance coverage, the insurance company should pay you for the cost of repairing any property that can be fixed and pay you for the replacement value of your property if the property needs replacing. Our Mississippi vandalism lawyers work with skilled professionals and appraisers who can determine the true value of the damage to your home, commercial property, business, and possessions.
How can we help?
- What types of vandalism occur in Mississippi?
- What type of repairs are necessary when vandalism occurs in Mississippi?
- What types of insurance issues do your Mississippi vandalism claims lawyers handle?
- What steps can policyholders take to combat vandalism?
- Do you have a Mississippi vandalism insurance claim lawyer near me?
What types of vandalism occur in Mississippi?
Homeowners, renters, and commercial property owners are encouraged to purchase property insurance to provide compensation due to acts of vandalism that:
- Destroy buildings
- Damage windows, doors, and any part of your home or business property
- Damage to trees and landscaping
- Involve spray painting or other graffiti
- Any other intentional damage to your property, including your vehicles
If arson is involved, we’ll explain how your insurance can compensate you for that type of damage too.
Vandalism also includes the destruction of schools, churches / religious structures, and other public and private property.
What type of repairs are necessary when vandalism occurs in Mississippi?
The types of repairs necessary when vandalism occurs vary depending on what property was damaged and how the vandalism happened. Vandalism repairs may include, among many others:
- Removing graffiti
- Remedying bad smells
- Disinfecting your property
- Removing damaged items, such as windows and replacing them with new windows
- Repairing or replacing vehicles or other machinery located at the property
- Obtaining new computer equipment
When the damage is too costly to repair, our Mississippi vandalism lawyers seek payment for the value of the damaged item. Provided your insurance policy includes replacement damage, we demand that your insurance company pay for the cost of replacing your home, business property or any other damaged item.
What types of insurance issues do your Mississippi vandalism claim lawyers handle?
Our Mississippi vandalism insurance claim lawyers review every type of policy you have when vandalism occurs. Most homeowner and commercial property insurance policies cover vandalism damage. There may be some exceptions. For example, if your home is going to be vacant for a certain period of time, there may be policy provisions that limit or preclude coverage.
We can assist in reviewing your business interruption loss insurance coverage. If vandalism affects your ability to run your business, we work with financial, technical, marketing, and other professionals to determine what is required to get your business up and running again, who needs to be notified that your business operations have moved or stopped, and the full value of your income losses. We also review what expenses, such as fixed overhead and payroll, you need to continue to pay while your business is stalled.
What steps can policyholders take to combat vandalism?
There are some steps that can help reduce the odds that your property will be vandalized or to help catch the people who commit the vandalism. Some of the steps you should consider taking include:
- Installing visible video and camera security systems. They need to be visible so the person who intends to commit vandalism knows that there will be proof of his/her misconduct.
- Installing alarm systems that ring out when there is an unauthorized person on your property.
- Installing fences and using other methods to control access to your property.
- Making sure your windows and doors are locked, especially when you’re away from your property.
If your property is vandalized, you should contact your local police immediately.
Do you have a Mississippi vandalism insurance claim lawyer near me?
Our Mississippi insurance loss lawyers consult with policyholders at our offices located at 600 Main St., Suite 301 in Tupelo and 4780 I-55 N, Suite 100 in Jackson. Our lawyers also speak with clients by phone and through video. At McWherter Scott & Bobbitt, we’ll answer all your questions, determine the value of your damages, and work to obtain the total amount of compensation you deserve.
Speak with our respected insurance claims lawyers when acts of vandalism occur
It’s bad enough when natural disasters cause damage to your property. It’s worse when vandalism causes damage because vandalism is an intentional wrong, while natural disasters aren’t controllable. At McWherter Scott & Bobbitt, our insurance loss lawyers explain that the wrongdoer doesn’t have to be held accountable for your insurance claim to be successful. When you do your part by paying your premiums, the insurance company should do its part and pay for your vandalism damage. Our Mississippi vandalism lawyers are skilled at ensuring that insurance companies do their part.
To schedule a free consultation when vandalism occurs, call us, or use our contact form. We represent policyholders in Tupelo, Jackson, and across Mississippi.