Posts by Clint Scott
The Dirtiest Words in the English Language Are “Post-Claims Underwriting”
The French poet Charles Baudelaire once said “The finest trick of the devil is to persuade you that he does not exist.” This is a particular trick of the insurance industry as well, though they call it “post-claims underwriting.” In short, post-claims underwriting means this: you purchase an insurance policy. You suffer a loss. You…
Read MoreWhat You Don’t Know about Arbitration Clauses Could Hurt You in an Insurance Dispute
Because we handle a tremendous amount of insurance disputes each year, our team has a firm grasp on arbitration. (You can see a couple of examples right on my attorney bio page.) The average policyholder doesn’t know much about arbitration, though, and that can hurt you in the event that you ever need to make…
Read MoreCondos, Causation and Insurance Claims
When you purchase a unit in a condominium, you own the interior of that unit; the exterior (or from the studs-out, typically) is managed by a homeowners’ association (HOA). As part of your contract, you will pay HOA fees that go towards the upkeep of the land and outside structure. Part of those fees pay…
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