Over $100 millionrecovered for policyholders

Fighting for policyholders throughout the Southeast and Midwest

Get Help

Birmingham Alabama Insurance Dispute Lawyers Working for You

Suffered losses at home or work? Our Birmingham insurance attorneys are here for you

At McWherter, Scott & Bobbitt, we understand that dealing with property damage is an overwhelming and stressful experience. When disaster strikes, the last thing you need is to face difficulties with your insurance claim. Our dedicated team of experienced Birmingham insurance attorneys understands insurance disputes, ensuring that you receive the compensation you deserve. We handle a wide range of claims, including earthquake, fire, smoke, ash, flood, hail, hurricane, storm, tornado, vandalism, water, mold, wildfire, and wind damage. Our goal is to provide you with the legal support and advocacy you need to navigate the complexities of insurance disputes and secure the best possible outcome for your case. We have recovered over $100 million for policyholders and are ready to help you now.

Our areas of practice

Our Birmingham insurance lawyers can help you with the following types of disputes:

Earthquake damage

Earthquakes can cause devastating damage to homes and businesses, leaving property owners with significant financial burdens. Insurance policies often have specific clauses and limitations regarding earthquake coverage, making it challenging to navigate claims. Our attorneys are well-versed in earthquake damage claims and can meticulously review your policy, gather necessary evidence, and negotiate with your insurance company to ensure you receive fair compensation for your losses.

Fire, smoke, and ash damage

Fires can cause extensive damage to your property, and the aftermath can be equally challenging with smoke and ash residue. Insurance companies may attempt to minimize payouts by disputing the extent of the damage. Our firm knows how to handle fire, smoke, and ash damage claims, ensuring that your insurance company covers all necessary repairs and cleanup costs. We work tirelessly to document the damage and advocate for your right to full compensation.

Flood damage

Flooding can lead to catastrophic damage, often requiring extensive repairs and replacements. Flood insurance claims can be particularly complex due to policy limitations and exclusions. Our experienced attorneys have a deep understanding of flood insurance policies, and fight to ensure that your claim is processed accurately and you receive the compensation you need to restore your property.

Hail damage

Hailstorms can cause significant damage to roofs, windows, and other parts of your property. Insurance companies may downplay the extent of hail damage, leading to insufficient payouts. Our legal team is skilled in assessing hail damage claims and work to ensure that your insurance company honors its policy and covers the full cost of necessary repairs and replacements.

Hurricane damage

Hurricanes bring powerful winds, heavy rains, and storm surges that can cause extensive damage to properties. The claims process can be complicated by the wide range of damages that hurricanes can inflict. Our Birmingham insurance dispute attorneys are experienced in handling hurricane damage claims, ensuring that all aspects of your loss are documented and that your insurance company provides the coverage you deserve.

Storm damage

Storms, including severe thunderstorms and tornadoes, can cause a variety of damages to your property. Each storm brings its own challenges when filing an insurance claim. Our firm understands storm damage claims and has the skills and resources to handle cases involving wind, rain, and other storm-related damages. We work diligently to hold your insurance company accountable and secure the compensation you need to recover.

Tornado damage

Tornadoes can cause severe damage in a matter of minutes. The destruction left in their wake can be overwhelming, and insurance claims for tornado damage can be complex. Our Birmingham attorneys have significant experience handling tornado damage claims and meticulously document the damage and losses to ensure your insurance company provides the coverage you deserve.

Vandalism

Acts of vandalism can leave property owners with unexpected repair costs and a sense of violation. Insurance claims for vandalism can be complicated by the need to prove intent and the extent of the damage. Our legal team can assist you in gathering evidence and negotiating with your insurance company to ensure that you are compensated for all damages caused by vandalism.

Water and mold damage

Water damage can result from various sources, including burst pipes, leaks, and flooding. If not addressed promptly, water damage can lead to mold growth, posing health risks and further property damage. Our firm understands the intricacies of water and mold damage claims and work to ensure that your insurance policy covers the necessary repairs and remediation efforts.

Wildfire damage

Wildfires can cause widespread destruction, leaving property owners with extensive losses. Insurance claims for wildfire damage can be complex, involving assessments of fire, smoke, and ash damage. Our Birmingham insurance dispute attorneys are experienced in handling wildfire claims and advocate for your rights to receive fair and comprehensive compensation for your losses.

Wind damage

Windstorms, hurricanes, and tornadoes can all result in significant wind damage to your property. From roof damage to broken windows, the impact of wind can be far-reaching. Our legal team works with you to document the damage and negotiate with your insurance company to ensure that all necessary repairs are covered.

Why choose McWherter, Scott & Bobbitt in Birmingham?

Clients work with our Birmingham insurance dispute law firm for our:

  • Experience and resources: Our team has extensive experience handling insurance claims across a wide range of disasters and damages. We understand the tactics insurance companies use to minimize payouts and use our skills to counteract them.
  • Personalized attention: We recognize that every case is unique, and we provide personalized attention to each client. Our attorneys take the time to understand your specific situation and tailor our approach to meet your needs.
  • Comprehensive support: From initial consultation to final settlement, we provide comprehensive legal support throughout the entire claims process. We handle all communications with your insurance company, ensuring that your claim is accurately documented and vigorously pursued.
  • Dedicated advocacy: We are committed to advocating for your rights and ensuring that you receive the compensation you are entitled to. Our attorneys fight tirelessly on your behalf, both in negotiations and, if necessary, court.

Our commitment to you

At McWherter, Scott & Bobbitt, our commitment is to our clients. We understand the stress and uncertainty that comes with property damage and insurance claims. Our mission is to alleviate that burden by providing dedicated legal representation and support throughout the entire process. Trust us to be your advocates in times of need, and let us help you rebuild and recover with the peace of mind you deserve.

Frequently asked questions

Q: What should I do immediately after my property is damaged?
A: Take photos and videos of the damage, secure the property to prevent further damage, and contact your insurance company to report the loss. Keep detailed records of all communications and expenses related to the damage.

Q: How long do I have to file an insurance claim?
A: The time limit for filing an insurance claim varies depending on your policy and the type of damage. It's essential to review your policy and consult with our attorneys to ensure you meet all deadlines.

Q: What if my insurance company denies my claim?
A: If your claim is denied, you have the right to appeal the decision. Our attorneys can help you gather additional evidence, negotiate with the insurance company, and represent you in court if necessary.

Q: Can I handle an insurance dispute on my own?
A: While it's possible to handle an insurance dispute on your own, having an experienced attorney on your side can significantly improve your chances of a successful outcome. Our attorneys have the knowledge and resources to navigate complex insurance claims and fight for your rights.

Talk to our Birmingham insurance dispute attorneys today

If you're facing an insurance dispute over property damage, don't go through it alone. Contact McWherter, Scott & Bobbitt today for a consultation. Our experienced attorneys handle claims for earthquake, fire, smoke, ash, flood, hail, hurricane, storm, tornado, vandalism, water, mold, wildfire, and wind damage. Let us provide the skilled legal support and advocacy you need to secure the compensation you deserve. For help with any type of insurance claim or dispute, call our Birmingham insurance lawyers today or use our contact form to schedule a consultation.