Bad Faith
Was Hotel Damage from Hurricane? Insurer Says No
MS Amlin insurance company sued the policyholders of a Florida hotel, stating that Hurricane Irma did not cause the more than $1 million in damages claimed. Instead, they argued that the majority of the building’s issues already existed before the September 2017 storm, and were mostly the result of shoddy construction work. The lawsuit The…
Read MoreClass Action Suit Against Travelers Alleges Deceptive Insurance Practice on Rot Coverage
A class-action lawsuit filed recently in Philadelphia state court claims that Travelers is selling rot insurance to homeowners while concealing the actual terms of the proposed coverage. According to the lawsuit, Travelers Home and Marine Insurance Co. allegedly markets and sells add-on homeowners’ insurance to consumers that is supposed to provide coverage for rot and…
Read MoreHow Do Insurance Dispute Attorneys Help Policyholders in Bad Faith Claims?
Insurance disputes can arise out of even the most minor of issues between policyholders and insurance carriers. These disputes can involve just about anything under the sun, including bad faith claims. So, what does an insurance dispute attorney do for a policyholder in a bad faith claim? Common bad faith claim issues Insurance companies are…
Read MoreYour Remedies When Insurance Companies Negotiate in Bad Faith
Insurance companies often try to force you to take a bad settlement by refusing to negotiate with you in good faith. They know you want and need the money to make repairs, buy new goods, have the money you need to pay your bills, or have the costs to buy replacement goods. So, they may…
Read MoreImportance of Having a Qualified Lawyer Review Your Policy
The only way to know what coverages you have are to read your policy. If you’re like me, nobody wants to actually sit down and read an insurance policy. I wouldn’t if it was my own personal home, but because I know about all of the problems that my clients have had – hundreds and…
Read MoreExamples of Bad Faith Insurance Negotiations in Tennessee
Insurance companies have a duty to negotiate in good faith. This duty extends to homeowners, auto owners, business owners, and anyone who has a right to expect payment from their insurance company when an accident or catastrophe strikes. When someone demands payment from their carrier, it is known as a first-party claim. When an individual…
Read MoreWhen Do You Really Need an Attorney for Your Insurance Claim Dispute?
The whole point of homeowners’ insurance is to protect you in the event of damage to your home. Whether there was a fire, or a flood, or wind damage, etc. – you call your agent, he or she helps you make a claim, and then you get paid out so you can fix your home.…
Read MoreMaking a Claim of Bad Faith against Your Insurer in Tennessee
When you purchase an insurance policy – homeowners, auto, commercial, etc. – you do so assuming that your insurance company will act in good faith and honor the claims you make, provided that claim is covered by the policies you have bought. When an insurer deliberately denies a claim for unjust reasons, you may be…
Read MoreBurning Down the House: Arson and Homeowners’ Insurance in Tennessee
In our piece about homeowners’ policy exclusions, we listed “intentional acts” as one of the more common exclusions. Arson – the deliberate act of setting fire to a property – will normally fall under “intentional acts.” Insurance policies almost always cover fire, but there’s a huge difference between a grease fire in the kitchen and…
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