Insurance Disputes
Avoiding Claim Denial Because of Application Errors
As residents of Tennessee gear up for a few months of unpredictable winter weather, it is crucial to ensure that your property insurance is in order. One often overlooked aspect that could lead to claim denials is the accuracy of your insurance application. Even seemingly minor errors completely unrelated to the damage you suffer may…
Read MorePROPERTY DAMAGE APPRAISALS IN TENNESSEE
IF YOU HAVE A DISPUTE WITH YOUR INSURANCE COMPANY CONCERNING THE AMOUNT OF A LOSS, CONSIDER THE APPRAISAL CLAUSE IN YOUR PROPERTY INSURANCE POLICY If your property has sustained a loss from a storm, fire, or other covered peril and there is a dispute as to the amount of that loss between you and the…
Read MoreADVICE TO POLICYHOLDERS FOLLOWING STORM DAMAGE TO PROPERTY
Our Firm’s thoughts and prayers are with the victims of the massive tornadoes that recently struck Tennessee. With the loss of not only property, but most importantly life, this is a tragic event for our state. If you were impacted by this catastrophic storm, we don’t have to tell you what a stressful and challenging…
Read MoreChattanooga Area Tornado and Storm Relief Resources
The damaging tornadoes and high winds that tore through our area Easter weekend were terrifying and deadly. Dozens of people were hospitalized, hundreds of buildings damaged, and several of our citizens were killed. As always, Tennesseans are ready to step up and help their neighbors in times of crisis. Our office has put together a…
Read MoreOverwhelmed by Hail Damage? We Can Help
The past few weeks have not been easy for Tennesseans. In fact, for many citizens, it’s been downright terrible. From the coronavirus pandemic shutting down most of the country, to vicious hailstorms and damaging tornadoes, our area is suffering and many have experienced both personal and property loss. Here at McWherter Scott & Bobbitt, we…
Read More5 TIPS – PROPERTY DAMAGE INSURANCE CLAIMS
When disaster strikes your home, business, or other property, the steps that you must take can seem overwhelming as you try to figure out how to rebuild and start again. Most people feel lost in the process, especially when it comes to filing an insurance claim. Below are 5 simple tips that will help any…
Read MoreFirm Secures Jury Verdict of Over $1.75 Million against Church Mutual Insurance Company
Brandon McWherter and Clint Scott, of McWherter Scott & Bobbitt, completed a jury trial against Church Mutual Insurance Company in Albany, Georgia. The jury awarded $1.75 million, plus pre-judgment interest (which the court will calculate at 7%). Phase 2 of the case (for bad faith and recovery of attorney’s fees) will proceed later this year. The…
Read More4 Factors That Could Affect Your Storm Damage Claim
The recent tornados in Tennessee caused extensive damage throughout Middle Tennessee. Since March 3, 2020, adjusters have flooded Davidson, Dickson, Putnam, Smith and Wilson Counties, as policyholders start filing claims for their losses. There is no doubt that there will be much work to do to help families and businesses get up and running again,…
Read MoreCan You Negotiate an Arbitration Clause?
An arbitration agreement or clause is a part of a contract in which parties agree that certain types of disputes may be handled through arbitration instead of litigation. If you sign a binding arbitration agreement, you relinquish your rights to pursue a remedy in court. But what if you are unhappy with the arbitration clause…
Read MoreReservation of Rights Letters
You have obtained liability insurance as a responsible property owner. In addition, you have paid your insurance premiums on time. Holding up your end of the bargain, you certainly have a right to expect your insurance company to be there for you if you become the object of a liability claim or suit. However, what…
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