Insurance Disputes
Issues Involving the Use of Drones in Reconstruction Activity
Residential and commercial builders are now using drones to perform aerial views of properties, enabling them to use the recorded images and data for more efficient and accurate construction activities. Drone videography and photography services are also used by real estate agents and property developers to market listings and prospect for land development opportunities, respectively.…
Read MoreDenied Rightful Benefits? Check These Water-Based Insurance “Loopholes”
Being a homeowner isn’t always easy. There’s so much that goes into owning a home, including having an insurance policy that protects you from various dangers. But, does your insurance policy actually protect you? Many insurance policies have different riders that wind up costing the homeowners more than just their premium when damage is done…
Read MoreHow Misrepresentation Can Void Your Insurance Policy – A Must-Read
A court decision in Tennessee regarding a homeowners’ insurance policy recently caught our eye. We thought it was a great opportunity to talk about the concept of misrepresentation and fraud. In the case of Conley v Tennessee Farmers, Dolores Conley brought suit against her homeowners insurance company, requesting they pay her claim for damages after…
Read MoreClass Action Suit Against Travelers Alleges Deceptive Insurance Practice on Rot Coverage
A class-action lawsuit filed recently in Philadelphia state court claims that Travelers is selling rot insurance to homeowners while concealing the actual terms of the proposed coverage. According to the lawsuit, Travelers Home and Marine Insurance Co. allegedly markets and sells add-on homeowners’ insurance to consumers that is supposed to provide coverage for rot and…
Read MoreHome-Based Business and Business Interruption
More and more people are working from home these days, whether it’s full-time for a brick-and-mortar company, as telecommuters, or as independent business owners. Because of the increase in work-at-home employees, it’s important to look at how insurance policies protect your home-based business property in the event of damage. 2018 was filled with horrific catastrophes…
Read MoreTennessee Policyholders Bill of Rights
When you purchase an insurance policy, you’re ensuing that, in the event of a loss, there is a way for you to put your property back in pre-loss condition. Did you know that most states have a “Bill of Rights” for property owners which sets forth some basic rights to which a policyholder is entitled…
Read MoreCondo Insurance Dispute Must Be Arbitrated, Insurer Tells Court
In a notice filed with a Texas federal court on October 17, Lloyd’s of London underwriters and the International Insurance Co. of Hannover SE told a Texas federal court that the owner of a condominium complex must arbitrate a $1 million dispute over a denied insurance claim. The Winfield IT Condominium Association filed a lawsuit…
Read MoreFederal Judge in Illinois Sides with Insurer over Water Damage Coverage
U.S. District Judge Sue E. Myerscough, of the Central District of Illinois, granted summary judgment to West Bend Mutual Insurance Co., ruling that the company was not responsible for the nearly $1 million in repairs to a Hampton Inn that sustained water damage. The lawsuit was filed two years ago by the hotel owners, who…
Read MoreWhy You Need a Lawyer to Handle an Insurance Dispute
The protection you purchase with your insurance policy is supposed to be there when you need to access it for yourself or your loved ones. However, too often insurance companies fail to live up to their promises when accidents, storms, tragedy or disaster hits. A claim denial or delay can keep you from accessing the…
Read MoreCircuit Court Rules Travelers Must Cover Email Fraud Loss
On July 13, the Sixth Circuit reversed a lower court’s decision and ruled that Travelers insurance company must cover the losses incurred by a tool manufacturer, after they lost more than $800,000 to theft. In a unanimous opinion, a panel of the appellate court flipped U.S. District Judge John Corbett O’Meara’s decision, and ruled that…
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