Protect Your Church or Nonprofit’s Insurance Claim in Mississippi
Get help from an attorney highly adept at securing compensation after disaster strikes
Like any other business, religious organizations and nonprofits are susceptible to property damage through natural or manmade catastrophes. While an insurance policy should provide swift and complete payment for the damage done, unfortunately that is not always the case. Even when an insurer purports to be on your side, they are often not. When your church or nonprofit suffers an insured loss, you may need an attorney to ensure you are paid in full.
McWherter Scott Bobbitt is focused on upholding your insurance rights. Mississippi non-profit insurance dispute attorney Brandon McWherter works diligently to ensure your insurance company adheres to the terms of your facility’s policy and secures additional compensation when the insurer acts in bad faith.
McWherter Scott Bobbitt has a long history of success in handling insurance disputes for churches and nonprofits. In 2016 alone, our team helped multiple churches secure six-figure settlements for their insurance disputes.
What your insurance covers
Although churches and nonprofits are special entities under the U.S. tax code, they have the same needs as for-profit institutions. Their facilities and property needs to be protected in case of:
- Fire
- Flood
- Windstorm
- Tornado
- Hurricane
- Power outages
- Theft
- Vandalism
- Cyber attacks
Churches, in particular, have areas that may require specialized repairs when disaster strikes. Sanctuaries, chapels, steeples, organs, and other property need expert reconstruction. Insurance coverage helps ensure churches have the funds needed to properly repair these important facilities if they are damaged.
Damage not only affects physical property that may need to be replaced or repaired, it could affect the organization’s business operations. If your nonprofit or church had to temporarily close its doors because of property damage, it is losing necessary income while still incurring expenses. Business interruption insurance helps protect the organization if it loses revenue due to an insured event, such as fire or wind.
After a catastrophe, you want a Mississippi non-profit insurance dispute lawyer who can review your policy, evaluate what your policy covers and then perform an independent investigation to fairly and thorough assess the costs of the damage. The insurance company may undervalue a claim to help save itself money while leaving your institution high and dry. Professional legal representation can uphold your best interests.
How an insurance company may thwart their responsibilities
An insurer is in business to turn a profit. Once you file a claim, they may do anything in their power to avoid paying the claim’s full value. Your adjuster may try to:
- Undervalue the claim
- Unjustly deny the claim
- Delay payment
- Avoid your phone calls
- Fail to provide updates
- Only pay part of the promised amount
- Fail to pay out altogether
Do not let an insurance company get away with unethical behavior. Your church or nonprofit deserve full restitution. If you are experiencing pushback regarding a valid claim, a skilled Mississippi insurance dispute attorney can help obtain full and fair compensation in a timely manner.
A Mississippi insurance dispute lawyer is ready to fight on behalf of churches and nonprofits
Churches are special places where people come to relax and worship. Nonprofits are important organizations that assist people with a wide range of much-needed services, from housing to healthcare. The attorneys at McWherter Scott Bobbitt believe in protecting the rights of these crucial institutions. We are dedicated to helping you serve your congregation and clients by obtaining the financial compensation you deserve. If your church or nonprofit is facing an insurance dispute in Mississippi, call us today at 731-664-1340 or complete our contact form.